Prepare For The Unexpected: Navigating The Complexities Of Insurance

About Me

Hello everybody. My name is Jennifer McSweeney, and I am studying to be an actuary. In the past, telling people about my passion for mathematics was quite a conversation stopper. Now, you can imagine the reactions when I explain that I want to work in insurance! Since starting my studies, I have become quite paranoid about the importance of insurance and how people fail to compare different options. A few years ago, I travelled overseas without insurance. I wouldn't do that now! Recently, I helped my parents obtain a better health insurance policy and purchased the most appropriate life insurance policy for myself. Some of the policies were quite confusing and difficult to navigate. I have therefore started this blog to help clarify some of the more complex aspects of insurance and encourage people to make sure they are covered for unexpected events. Thank you.

Latest Posts

Why Your Small Business Needs Public Liability Insurance
13 February 2025

Running a small business comes with its fair share …

What Do You Need to Know about Public Liability Insurance for Contractors?
17 March 2023

As a contractor, you should be familiar with the i …

Who Needs Public Liability Insurance?
22 February 2022

Public liability insurance is a very specific type …

Public Liability Insurance for Construction Contractors in Australia
20 January 2021

Many things can go wrong in the construction busin …

Why Your Startup Should Have Business Insurance
20 June 2019

Startup businesses face a myriad of challenges, in …

Why Your Small Business Needs Public Liability Insurance

13 February 2025
Categories: Insurance, Blog

Running a small business comes with its fair share of responsibilities and risks. Whether you operate a retail shop, provide professional services, or manage a trade-based business, there is always the potential for unforeseen accidents or incidents involving customers, clients, or members of the public. Public liability insurance plays a crucial role in protecting your business from these risks, ensuring you can focus on growth and operations with peace of mind. Read More

What Do You Need to Know about Public Liability Insurance for Contractors?

17 March 2023
Categories: Insurance, Blog

As a contractor, you should be familiar with the importance of public liability insurance. After all, it's something that anyone who works in this industry ought to have. But what exactly is public liability insurance, and why is it so important? What Is Public Liability Insurance? Public liability insurance (also known as PLI or general liability) is a type of insurance that provides coverage in the event that you are found liable for damages caused to another person or their property while performing your job as a contractor. Read More

Who Needs Public Liability Insurance?

22 February 2022
Categories: Insurance, Blog

Public liability insurance is a very specific type of policy that is designed to protect businesses if they are held liable for damages to a member of the public as a result of their business activities. It is important to understand what type of businesses are most at risk, what they could be held liable for and what a public liability insurance policy does and does not cover. What is a public liability insurance policy? Read More

Public Liability Insurance for Construction Contractors in Australia

20 January 2021
Categories: Insurance, Blog

Many things can go wrong in the construction business. For instance, heavy equipment can damage public or private property. Similarly, heavy machinery can lead to injury or death of a passerby. Therefore, construction contractors need to take an insurance cover to protect the business against such risks. A public liability policy protects a business against the risk of death or injury. Also, public liability insurance safeguards against the risk of causing damage to a third party property. Read More

Why Your Startup Should Have Business Insurance

20 June 2019
Categories: Insurance, Blog

Startup businesses face a myriad of challenges, including limited capital, poor sales and lack of qualified personnel. If you are in this kind of situation, you may have a hard time deciding whether to get a business insurance cover for your business. After all, insurance is not a mandatory requirement. The extract below discusses the various reasons why your startup should take up an insurance cover. Protection for All Stakeholders Read More